Auto Insurance

Automobile Insurance

Auto Insurance Coverage is the Law in Ohio

It's not only important to have auto insurance In Ohio, it's the law. It is illegal to drive any motor vehicle without insurance, and it is illegal for a motor vehicle owner to allow anyone else to drive his or her motor vehicle without insurance. Proof of insurance must be presented to police or highway patrol at traffic stops, accident scenes and vehicle inspections. Minimum insurance requirements in Ohio are $25,000 for injury/death of one person, $50,000 for injury/death of two or more people, and $25,000 for property damage in an accident.

Two Basic Parts of Auto Insurance

Auto insurance policies have two parts. The first part addresses coverage for liability and your financial responsibility for injury others in the event of an automobile accident. 

The second part of auto insurance covers damage to your car itself. If you lease or finance the purchase of your vehicle, the coverage amount is usually mandated by the leasing company or bank. 

In addition to these two basic parts of auto insurance, there are also additional types of coverage options that can be added into an auto insurance policies.

Best Price and Most Peace of Mind Comes from Understanding Your Specific Auto Insurance Needs

If you are like most people, you want an auto insurance policy that gives the most peace of mind for the best possible price. We take the time to get to know you and understand your specific needs and wishes. Once we know that, we'll search hard to find you the right insurance policy from the right insurance company that properly match your needs and budget. 

We Work for You, Not an Auto Insurance Company

Kersh Insurance Agency is an independent insurance agent. That means we are not employed by insurance companies. We only work for our customers and are focused solely on the best interests of our customers. 

If you live anywhere in northwest Ohio or northeast Indiana and would like to learn more about how we will serve your auto insurance needs, please contact us by calling 419-523-5000 or request a free quote by filling-out and submitting a form here on our website. Just click on the below button: 


Request Auto Insurance Quote
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